A comprehensive flow diagram for a Personal Finance Management (PFM) application, including additional features like forget password, profile page, settings, bill management, open banking integration, and payment use cases.

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        <h1 class="text-3xl font-bold mb-6 text-center">Comprehensive PFM Application User Flow</h1>
        <div class="mermaid">
            graph TD
                A[Landing Page] --> B[Splash Screen]
                B --> C{User Status}
                C -->|New User| D[Sign Up]
                C -->|Existing User| E[Login]
                E -->|Forgot Password| F[Password Reset]
                F --> E
                D --> G[Overview Page]
                E --> G
                G --> H[Add Bank Account]
                H --> I[Open Banking Integration]
                G --> J[Feature: Budgeting]
                G --> K[Feature: Expense Tracking]
                G --> L[Feature: Savings Goals]
                G --> M[Feature: Investment Tracking]
                G --> N[Feature: Bill Management]
                G --> O[Feature: Payments]
                G --> P[Profile Page]
                G --> Q[Settings Page]
                N --> R[Set Up Bill Reminders]
                N --> S[Pay Bills]
                O --> T[Transfer Money]
                O --> U[Pay Friends]
                P --> V[Update Personal Info]
                P --> W[Manage Linked Accounts]
                Q --> X[Notification Preferences]
                Q --> Y[Security Settings]
                Q --> Z[App Customization]
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SPARKS

Updated PFM Application Flow Diagram